Finance News Hub: Rates, IPOs, and Market Moves
Looking for a quick pulse on what’s happening in India’s finance world? You’ve landed in the right spot. From the RBI’s latest repo rate move to fresh IPO excitement, we’ve packed the most useful bits into a single page. No jargon, just the facts you need to stay ahead.
Interest Rates, Savings, and Central Bank Talk
The Reserve Bank of India decided to keep the repo rate steady at 5.5% in August 2025. That pause means home and car loan EMIs won’t change right now, giving borrowers a brief breather while the RBI watches global trade tensions. Inflation has dropped to a six‑year low, but the central bank isn’t rushing to cut rates again until its next review in September.
On the savings front, the Public Provident Fund (PPF) continues to offer a solid 7.1% interest for Jan‑Mar 2025. The rate has been unchanged for three years, making PPF a go‑to option for risk‑averse savers seeking tax‑free returns under Section 80C. Compared with other small‑savings schemes, PPF still shines for long‑term, tax‑efficient growth.
Stock Market, IPOs, and Share Price Highlights
CDSL’s shares took a dip of almost 3% after the NSDL IPO announcement, which is set to raise around ₹4,011.6 crore. Analysts warn that CDSL could face short‑term pressure due to its high PE ratio and growing competition in the depository space.
Still, many investors are eyeing CDSL’s price targets for 2025, which range from ₹1,000 to ₹3,332. The stock hovered near ₹1,700 in July, and analysts suggest a cautious but optimistic approach, given the company’s earnings outlook.
In the IPO arena, a new listing is attracting a grey‑market premium of about 11% before it even opens. Priced between ₹700‑₹740 per share, the buzz shows strong market appetite for fresh equity offerings.
Gold prices gave investors a mixed signal on November 28, 2024, with 24K gold around ₹77,520 per 10 g and 22K gold near ₹71,060. Geopolitical tensions and dollar swings kept the market on edge, prompting experts to advise a careful watch on any gold investment.
Meanwhile, the Sensex inched higher despite global unrest. Financials and pharma stocks lifted the index, while media and foreign outflows added volatility. The market’s resilience suggests investors are balancing optimism with caution amid possible U.S. tariff moves.
Finally, a quick look at some stock movers: Bajaj Auto remains fairly valued with a target price of ₹8,770, though earnings forecasts were slightly trimmed. Other names in the spotlight include Tejas Networks, Cyient, Syngene International, Jyoti Structures, and Paytm, each showing distinct performance trends that traders should monitor.
That’s the finance roundup for now. Bookmark this page, come back for updates, and use these insights to make smarter money decisions.
RBI Holds Repo Rate at 5.5% as Global Trade Tensions Cloud Outlook
RBI kept the repo rate steady at 5.5% at its August 2025 meeting, pausing further cuts amid global trade tensions and despite inflation hitting a six-year low. Borrowers won't see immediate changes to home or car loan EMIs, with the central bank keeping a watchful stance until its next review in September.
CDSL Shares Drop as NSDL IPO Sparks Market Shakeup and Investor Anxiety
CDSL shares plunged nearly 3% as investors eye the major ₹4,011.6 crore NSDL IPO set for July 30–August 1. Experts warn of more short-term drops for CDSL with its high PE ratio and rising competition, urging investors to stay alert as the depository sector faces big changes.
CDSL Share Price Projections for 2025: What Investors Need to Know About the Next Big Move
CDSL shares are drawing investor interest with 2025 price targets ranging from ₹1,000 to ₹3,332. As July 2025 sees prices hover near ₹1,700, all eyes are on earnings and analyst predictions. Experts urge cautious optimism, noting the need for thorough research amid growth potential.
PPF Interest Rate Fixed at 7.1% for Jan-March 2025: What Investors Need to Know
The Public Provident Fund will continue to offer a 7.1% interest rate for January to March 2025, unchanged for three years. PPF remains attractive due to its tax-free status and Section 80C deductions, appealing to risk-averse savers. Other small savings schemes offer varied rates, but PPF stands out for long-term, tax-efficient investing.
IPO Sees 11% Grey Market Premium Surge Ahead of Opening—Price Band Set at ₹700-740
A yet-to-be-listed company's IPO is drawing heavy interest in the grey market, with shares trading at an 11% premium ahead of its official launch. Priced at ₹700–₹740 per share, the IPO’s momentum points to lively market sentiment, sparking conversations among potential investors.
Gold Prices Surge Amid Global Tensions: November 28, 2024 Update
On November 28, 2024, gold prices in India climbed moderately with 24K gold at ₹77,520 and 22K at ₹71,060 in many cities. Notably, Delhi recorded higher prices, while geopolitical tensions and dollar volatility influenced these fluctuations. Silver rates also showed regional variations. Future market trends were mixed, with global spot prices hitting $2,640 per ounce, prompting experts to advise cautious investments.
Stock Market Sees Volatile Session as Sensex Climbs Amidst Varied Sector Performance
Stock markets in India experienced a day of ups and downs, with the Sensex inching higher despite global unrest impacting investor sentiment. Boosted by sectors like financials and pharmaceuticals, the market showed tenacity while facing challenges from media stocks and foreign investment outflows. The ongoing turbulence stems from geopolitical factors, especially potential U.S. tariffs on Indian goods.
Bajaj Auto's Valuation: Analyzing the Target Price and Market Conditions
Motilal Oswal Financial Services maintains a 'Neutral' rating for Bajaj Auto with a target price of Rs 8,770. Despite Bajaj Auto's Q3 FY25 showing a modest increase in net profit and revenue, the brokerage slightly lowers its earnings forecast due to challenges like domestic market share losses and global economic uncertainty. Bajaj Auto is believed to remain fairly valued despite a stock price adjustment.
Focus on Market Movers: Tejas Networks, Cyient, Syngene International, Jyoti Structures, and Paytm Analysis
The market spotlight is currently on key stocks like Tejas Networks, Cyient, Syngene International, Jyoti Structures, and Paytm. Tejas Networks faces a notable decline after disappointing financial results, while Syngene International adjusts its full-year outlook amidst delayed demand recovery. Jyoti Structures enjoys a surge due to new project wins. Meanwhile, Paytm and Cyient's stock performances and updates remain less highlighted.